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A clear insurance choice

It's hard to know how best to protect yourself and your family against the unexpected. Take the guesswork out of it with ClearView ClearChoice, which offers you a solution for one of life’s more important decisions.

Keeping it clear

We’ve designed ClearView ClearChoice around you. Your policies can be tailored to suit you and they remain flexible as your circumstances change. Our caring service team is just a call away, and is here to support you, every step of the way.

Protect your family

Life Insurance Cover

Life Cover can ease the financial burden for your family in the event of your death – meaning they could pay off a mortgage or other debts without sacrificing their standard of living. And if you are diagnosed with a terminal illness, it will pay you an early benefit, to help cover costs. Not sure how much cover you need? Speak to your adviser. You can also get an idea of the cover you need on MoneySmart.

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Protect your income

Income Protection (IP) Cover

Income protection insurance is a monthly benefit that’s paid to replace some of your income if you're unable to work due to illness or injury. You can cover up to 70% of your pre-disability earnings and choose from a range of benefit periods, so you’re protected when you need it most.

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Trauma Cover

Trauma Cover gives you peace of mind when times get tough. In the event of a serious illness or diagnosis of particular conditions , a lump-sum benefit can be paid to you, so you it can help pay for the best treatments, pay off debt, and spend time with the people that matter most.

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Child Cover

We all want the best for our kids, especially when it comes to helping to meet the costs of medical care. Child Cover provides up to $200,000 insurance for kids aged 2-18 and will pay a benefit if they suffer from certain serious conditions, or in the event of their death.

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Total and Permanent Disability Cover (TPD) Cover

Sometimes, illness or injury can cause a person to become disabled and unable to work. TPD Cover pays a lump sum benefit that can help, for example, to make your home more accessible, or simply to provide more money to live on.

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Business Expense Cover

If you’re self-employed or run a small business, it can be hard to keep on top of things when you’re sick or injured and unable to work. With Business Expense Cover, you can take the time you need to recover, and we’ll cover eligible business expenses for up to one year.

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Do you have questions about life insurance or ClearView ClearChoice?

Speak to your adviser today about how to make the most of ClearView ClearChoice.

FAQs

Here to pay claims

“Helping a client in desperate need … and, ultimately, telling them that their claim has been accepted is incredibly satisfying and rewarding. Those of us fortunate enough to work in this industry know what a difference those benefit payments can make in a person’s life.” 

Nadine Gooderick - ClearView Managing Director

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We’ve been covering Australians for over a decade, so when you put your trust in us, you can be confident that you’re in safe hands.

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Designed with you in mind

Continued cover

Once we issue your policy, we won’t change the terms and conditions or the premium because of a change in your circumstances.

Upgrades

If we make enhancements to our products, we'll pass these on to you.

Keeping up with inflation

We'll automatically increase your cover each year to ensure your benefit amount keeps up with inflation (premiums will increase in line with increased cover) You can choose not to do so, simply by letting us know.

Clear choices

We know that financial products can be complicated. Trust us, we’ve seen a lot of them. Instead, we designed ClearView ClearChoice to keep your choices clear and simple.

Worldwide cover

You'll be covered 24/7 anywhere in the world.

Help when you need it

Most of us go through times of stress or vulnerability. At ClearView, we aim to give you extra support if you need it.

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Good advice

ClearView believes in the value of good advice, so our products are available through your financial adviser. If you’re an adviser and would like to find out more about ClearView ClearChoice, please get in touch.

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Be sure we're on your side

At ClearView we stick to clear policies and guidelines that aim to protect you as a customer. We follow strict principles of good governance and the Life Insurance Code of Practice. And if you do have feedback or a complaint please tell us, so we can help you, and do better.

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