Target Market Determination

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This page contains general information on Target Market Determinations (TMDs). It also contains specific information relating to TMDs for our products.

What is a Target Market Determination?

A Target Market Determination is a document which describes the class of customers for whom the product is appropriate (target market), and any conditions as to how the product can be distributed to customers.

It also describes the events or circumstances where the Target Market Determination may need to be reviewed and the kind of information that needs to be provided by distributors to product issuers.

These new obligations are designed to assist customers to obtain appropriate financial products by requiring product issuers and distributors to have a more customer centric approach to the design and distribution of products.

Target Market Determinations for our products

ClearView ClearChoice

ClearView LifeSolutions (closed to new customers)

Super & investments

Complaint and significant dealing reporting options

Information in this section is intended for product distributors only and provides guidance on how distributors can report complaints and significant dealings as per the reporting obligations outlined in the TMDs.


Distributors can report complaints through:

  • The complaint eForm located here
  • An excel report for bulk complaint reporting. Contact your BDM to obtain our bulk complaint reporting template

Significant Dealings

Distributors can report significant dealings via email: