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Frequently Asked Questions

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What are beneficiaries and how many can I have?

Can I change my beneficiaries?

What is underwriting?

What if I have a medical condition?

How long can I keep my cover?

Can I change my benefit amount?

Will my premiums go up?

Do you offer any discounts?

Are my premiums tax deductible?

What can I do if premium affordability is a concern?

How do I update my name and address details?

Who can certify my documents?

What are the costs and benefits of insurance in superannuation?