How we can help you

Plan, build and protect your tomorrow

What we offer

Wealth creation and wealth protection for every stage of your life

Protect what matters

We only insure people. Not cars or boats or houses. That means our policies are built around human experience. We’re good at working with you through your illness, or with your family as they deal with their grief. Buy direct from us or talk to one of our advisers who will step you through your options.

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Build your wealth

Growing your wealth takes time and effort, and we all have to start somewhere. Whether you’re just starting out, or already an experienced investor, we have super and investment choices for all stages of life. Manage your own portfolio or let us look after your investment for you.

Find out more about super, retirement and investments

Get financial advice

Good financial advice is about crafting a strategy to help achieve your financial goals. Our advisers can help you navigate through the complexity of building and protecting your wealth. They’ll cut through the noise by looking through a broad range of investment and protection options and recommend what they think will best help you get where you want to go.

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Clear Insights

Elective surgery and other potential IP exclusions

Elective surgery and other potential IP exclusions

The growing acceptance and popularity of elective and cosmetic surgeries including breast augmentations, rhinoplasty, knee replacements and laser eye surgery, requires advisers to be crystal clear on when an insurer will and won’t pay. Renee Hancock writes.

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Managing practice revenue

Protecting and managing risk revenue ahead of LIF

Upcoming changes to adviser remuneration under the Life Insurance Framework will have profound implications. Advisers must act quickly to diversify and grow their revenue or potentially suffer an immediate 20-33 per cent drop in cashflow from January 1, 2018. Jeffrey Scott details the changes, their likely impact and the options available to plug the revenue gap.

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Global investing

The risk of ignoring global markets

Australia represents just 2 per cent of the global equity universe so it’s imperative for investors and advisers to think global in order to build a truly diversified portfolio and capture the best opportunities around the world.

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