Whistleblower Jeff Morris has dived into the world of APLs and uncovered the truth in an explosive new whitepaper.

Titled, Approved Product Lies: Combating the manipulation of advice, the paper explores the real impact of APLs on consumers.

Jeff argues that APLs fail to provide the best outcomes for consumers and may actually put advisers in breach of their Best Interest Duty. He calls on the government to ban restricted APLs once and for all.

Having been a long-time advocate for unrestricted APLs, ClearView supports this view.

With additional commentary by ClearView Managing Director Simon Swanston and pioneer of life insurance research in Australia, Sue Laing, the paper provides a convincing basis for scrapping the use of restricted APLs.