Nov 6, 2019

Injury and illness are associated with obvious physical impairment but non-physical impairment may play an important role too. Physical issues can be followed up with a tangible program of rehabilitation but what happens when the side effects are more psychological in nature?...

Nov 6, 2019

Interest rates in Australia have fallen to record lows in 2019, with the cash rate at a meagre 75 basis points. Low interest rates are not unique to Australia - interest rates around the world are very low and in many cases are the lowest on record...

Aug 1, 2019

According to the Australian Bureau of Statistics, in Australia there are around 3.3 million people aged over 65 who represent 14.4% of the population. This is expected to rise to 8.3 million (or 23%) by 2050. The net wealth accumulated by older adults is more than $900 billion...

Jul 2, 2019

A lot has been written about the new Protecting Your Super (PYS) package which was passed as law in April. With the first mandated member communications on these being required to be sent by the 1 May, ClearView had to accept this legislation at face value and...

Jul 1, 2019

Life insurance is a multigenerational concept but its perceived value differs across generations. So if you find yourself having the same life insurance conversations with baby boomers, Gen X and millennials (aka Gen Y)…chances are you’re not getting the right message across.

Jun 3, 2019

Have you had an end-of-financial-year (EOFY) conversation with your clients yet? Here are some tried and tested options you may like to discuss.

May 6, 2019

Long-term investment returns should reflect risk but, in the real world, timing is everything.

Apr 2, 2019

The Treasury Laws Amendment (Protecting Your Superannuation Package) Bill 2019 (‘Protecting Your Super’) makes a number of key changes to the existing superannuation legislation from 1 July 2019, including...