ClearView Managed Investments

ClearView Managed Investments are unit trust investments that allow you to pool your money with that of other investors. Your money is professionally managed by leading investment managers and allows you to diversify across all the major asset classes, ie: shares, property, fixed interest and cash, depending on the Investment Option(s) selected.

ClearView Managed Investments are designed to be medium to long term investments that have the flexibility to help you to either save for a future goal or provide you with a regular income.

What are the benefits?

  • By pooling your investment with others, you have investment opportunities that may not be available to you as an individual.
  • Daily performance is monitored and managed by professional investment managers. All the hard work is done for you
  • Pooling your investment allows diversification across different assets, so you're not putting all your eggs in one basket
  • There is also the flexibility to tailor your investments over time to match your individual needs
  • Investing a regular amount each month is easy through our Regular Savings Plan
  • Our Fixed Payment Plan allows you to receive a regular income stream
  • Convenience of being able to transact over the telephone via our TeleAccess service

Why choose ClearView Managed Investments?

  • ClearView has a simple approach to fees. There are no entry fees, no exit fees, no switching fees, and no income payment fees - just one management fee. There are also transaction costs of investing, such as brokerage costs, that are applied simply through the unit price. These are fully explained in the 'fees and other costs' section of the PDS which you should read.
  • ClearView's Investment Philosophy allows you access to leading investment managers so your money can be diversified both across and within the major asset classes, as well as diversification across investment managers.
  • ClearView has a range of Investment Options to choose from to suit you own investment style and goals.
  • No minimum investment amount, additional investment or minimum balance so you can start immediately and add to your savings easily.

Managing the investment managers

ClearView's Investment Philosophy is to use a team of internal and external experts to "manage the managers" selected to invest your money. All the work in selecting, monitoring and replacing (if appropriate) the managers is done for you, so you can spend your time enjoying your retirement; not worrying about how your money is being managed.

In selecting and monitoring the investment managers, input is sought from Intech Investment Consultants (Intech). Intech is a leading Australian investment consultant whose primary focus is the provision of specialist multi-manager investment products. Intech was founded in 1989 to provide investment advice to large corporate and institutional clients. Their research strengths have seen them grow to over A$29 billion (March 2007) in assets under advice and management for some of Australia's largest institutional investors.

At the end of 2006 global finances services giant Old Mutual acquired Intech, integrating the wholesale business within its Australian retail subsidiary Australian Skandia Limited (Skandia). The combined Australian funds under management (FUM) of Intech and Skandia are in excess of A$14 billion (March 2007).

Intech now forms the investments and consulting arm of Skandia in Australia. Globally, the Old Mutual Group has approximately A$550 billion (October 2006) in FUM, with operations in over 40 countries across the United Kingdom, Europe, North and South America, Africa and Asia. In relation to international investment managers, Intech uses the research capabilities of its global manager research partner, Rogerscasey, to enhance their own intense research process. Through the combined benefit of Intech's strong Australian presence and Rogerscasey's international expertise, Intech's clients are guaranteed timely access to information on the local as well as international investment industry.

Intech provides ClearView with advice on:

  • the return and volatility objectives for the ClearView investment options;
  • how best to diversify across various types of investments (such as shares, fixed interest, property) to achieve the objectives;
  • choosing an appropriate mix of specialist managers for each type of asset class used to achieve the targeted results; and
  • the processes the managers use, their people and the results they are achieving and can be expected to achieve in future.

To provide this advice, Intech uses its analytical and statistical skills and tools to research investment market data and, based on this, to produce estimates of future return and volatility of market returns for individual types of investments. This forms the basis of modelling results that could be expected from portfolios that combine various investment types, allowing for the fact that return and volatility of these types of investments can be linked with each other. Intech's staff and Intech's international partners also conduct detailed reviews of investment managers through desk research and visits and regular contact with investment managers.

Click here to obtain a printer-friendly version of the current Product Disclosure Statement (incorporating the Supplementary Product Disclosure Statement) for the ClearView Managed Investments. (PDF, 2M).

Update to ClearView Managed Investment PDS. (PDF, 1.6M).

Use BPAY to make additional ClearView Investments

You can also obtain a Product Disclosure Statement (PDS) by calling ClearView on 132 976.

You should consider the PDS in deciding whether to acquire and continue to hold ClearView Managed Investments issued by ClearView Financial Management Limited ABN 99 067 544 549.