WealthFoundations is a straightforward super and pension fund for people who like their investments to be uncomplicated. In industry jargon, we call this a master trust, which basically means your funds are pooled with other investors and we, as trustee, purchase interests in underlying investments on your behalf.
- Choose from 14 Investment Portfolio Strategies (IPS) managed by us. You and your adviser can mix-and-match IPS strategies to match your risk appetite
- Set-and-forget with our LifeStages strategy where we adjust your investment profile over time and keep you updated about any changes
- Allocate some of your investment to our guaranteed cash option, which provides security of capital and comfort that the redemption price will never fall and gives you fast access to funds
Our online portal is available 24/7 if you want to make any changes or check how your super is tracking.
Help protect from market surprises
Our built-in Foundation Assurance helps protects your investment. This means that if you die at any age, or in some cases become totally and permanently disabled prior to age 65, we’ll top up your account (up to $250,000 per member) if your super amount is below the amount you initially invested (after taking into account withdrawals, rollovers out, fees and costs).
Investments can drift from their target risk profile over time as the value of underlying options move with the market. We keep on top of market movements for you, regularly rebalancing your investment to bring it back in line with your strategy.
Every time you make a contribution into your investment pool, our Smart Allocation process ensures that any market movement since your last rebalance is taken into account. This means that we compare your target investment allocation to your actual holdings and allocate new contributions proportionately to their value below the target. This helps to ensure your investment continues to accumulate wealth for you.
Flexibility in retirement
As you grow near retirement, you have the ability to transition your super from wealth accumulation to an ongoing retirement income to suit your lifestyle. Find out more about retiring with us.
WealthFoundations Super and Pension Product Disclosure Statement >