Funeral Insurance

Why Funeral Insurance?

Knowing you’ve provided for your family to cover your funeral costs means one less thing to worry about. Funeral Insurance is designed to: 

  • Pay a lump sum benefit of up to $50,000 if you are diagnosed with a terminal illness or die
  • Cover you 24/7 worldwide

Most importantly, we make claiming as easy as possible for your family when it matters the most. We promise to put your family first. 

Find out more about our Claims Promise >

How will it help me?

Covering the cost of your funeral means one less thing your family has to worry about. We put your family first so they can focus on healing from their loss, instead of worrying about settling your bills.

Is it for me?

Funeral Insurance is often considered by those who are older and those who are unable to get full Life Insurance due to poor health. We don’t ask any medical questions, so you’re guaranteed to be accepted. 

When choosing a benefit amount, you might want to take out enough to cover the cost of your funeral, or perhaps a little more so you can help your family settle any small debts. 

Looking for a larger benefit amount? We’ve got other types of cover that might be more suitable for your needs. 

Compare DIY life insurance options >

Apply online >

What's covered?

Funeral Insurance pays out when you are diagnosed as terminally ill or die. We will pay the greater of the benefit amount at the time of claim or the total premiums you have paid over the life of the policy. This can be important for people who have held their cover for a long time.

It also includes built-in features that give you more at no extra cost:

  • Premiums are waived once you turn 90
  • The option to put your cover on hold for up to 12 months
  • We automatically increase your benefit amount each year by a minimum of 5% to ensure the value of your cover is maintained (your premium will also increase with this)

There are no medical tests required to take out cover – you simply apply, continue to pay your premium and we pay when a claim is accepted by us. 

Combined Product Disclosure Statement

Get into the detail to find out how our DIY Life Insurance products work, and what they do and don't cover.

What's not covered?

We will not pay a claim if you become terminally ill or die from anything other than an accident in the first 24 months. For more information about what is not covered, please refer to the PDS