Compare DIY Life Insurance Options

Compare our cover types

There isn’t a ‘one size fits all’ solution when it comes to helping you look after your insurance needs, so we have different types of cover that focus on different benefits. Your choices are set out in the sections below (for information only).

Want more details? Before deciding on which cover is best for you, read the applicable Combined Product Disclosure Statement. It includes all the benefits available to you, including definitions, exclusions, and terms and conditions.

Cover for you while you're living

ClearView's Injury Cash Insurance and Serious Illness Insurance both provide cover for events that temporarily put you out of action. 

Injury Cash Insurance

What situations does it cover?

If you suffer from one of the specified injuries ranging from certain broken bones to total and permanent disability 

Benefit amounts

Choice of $100,000 and $200,000

How is money paid out?

Lump sum

Waiting period

None

Who can apply?

Permanent Australian residents aged 18 - 65

Guaranteed acceptance?

Yes

Premium payment options

Fortnightly, monthly and annually  

Premium increases?

Level premiums

More about Injury Cash Insurance >

Serious Illness Insurance

What situations does it cover?

Covers you if you suffer from one of six major illnesses including heart attack, cancer and stroke 

Benefit amounts

Choice of $50,000, $100,000 and $200,000 

How is money paid out?

Lump sum

Waiting period

You cannot claim if you’re diagnosed with a specified condition within the first 90 days of taking out the cover 

Who can apply?

Permanent Australian residents aged 18 – 55

Guaranteed acceptance?

No

Premium payment options

Fortnightly, monthly and annually 

Premium increases?

Level for the first 3 years, followed by stepped premium

More about Serious Illness Insurance >

Cover for your family when you're gone

ClearView's Life Insurance, Accidental Death Insurance, Funeral Insurance and Injury Cash Insurance all offer protection for your family in the event of your death. The causes of death and the amount of cover provided vary from product to product. 

Life Insurance

What situations does it cover?

Death by any cause and terminal illness

Benefit amounts

Up to $1 million

Payment for funeral costs

$15,000 advance payment

How is money paid out?

Lump sum

Waiting period

Suicide is not covered for the first 13 months

Who can apply?

Permanent Australian residents aged 18 - 64

Guaranteed acceptance?

No

Premium payment options

Fortnightly, monthly and annually 

Premium increases?

Level premium for the first 3 years, followed by stepped premium

More about Life Insurance >

Accidental Death Insurance

What situations does it cover?

Death by accident only

Benefit amounts

Up to $1 million

Payment for funeral costs

$15,000 advance payment

How is money paid out?

Lump sum

Waiting period

None

Who can apply?

Permanent Australian residents aged 18 - 64

Guaranteed acceptance?

Yes

Premium payment options

Fortnightly, monthly and annually

Premium increases?

Level premiums

More about Accidental Death Insurance >

Funeral Insurance

What situations does it cover?

Death by any cause and terminal illness

Benefit amounts

Up to $50,000

Payment for funeral costs

100% of your benefit amount  

How is money paid out?

Lump sum

Waiting period

We won’t pay any benefit in the first 24 months unless it’s a result of accidental death

Who can apply?

Permanent Australian residents aged 18 - 75

Guaranteed acceptance?

Yes

Premium payment options

Fortnightly, monthly and annually

Premium increases?

Level premium for the first 3 years, followed by stepped premium

More about Funeral Insurance >

Injury Cash Insurance

What situations does it cover?

Death by accident only

Benefit amounts

Choice of $100,000 or $200,000

Payment for funeral costs

None 

How is money paid out?

Lump sum

Waiting period

None

Who can apply?

Permanent Australian residents aged 18 - 65

Guaranteed acceptance?

Yes

Premium payment options

Fortnightly, monthly and annually 

Premium increases?

Level premiums

More about Injury Cash Insurance >