Clear Insights

Super changes on for young and old

Super changes on for young and old

Your clients may be eligible for new government benefits for first home buyers and asset-rich retirees. This article examines the government’s First Home Super Saver Scheme (FHSSS) and its ‘Downsizer contributions’ initiative, which enables couples to tax-effectively contribute a potential $600,000 into superannuation. But there are important factors to be aware of, Melinda Bendeich writes. 

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Marriage equality’s impact on super

Marriage equality’s impact on super

Recent changes to the Marriage Act 1961 mean any two unmarried people over the age of 18 can legally get married, regardless of their gender and sexual orientation, but are there any consequences for superannuation and life insurance? Jeff Scott investigates.

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Fortune favours the bold and patient

Fortune favours the bold and patient

Investors are still prone to ignoring valuations, following the ‘herd’ and making poor investment decisions, despite better economic tools and the benefit of hindsight. Jessica Schlosser writes.

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The trauma of spinal cord injuries

The trauma of spinal cord injuries

Spinal cord injuries are often lifetime conditions with long term financial consequences for sufferers and their families. Appropriate risk insurance, in particular TPD and income protection insurance, can protect the financial wellbeing of individuals, Jeff Scott writes.

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Get off the merry-go-round

Get off the merry-go-round

Fund managers and financial advisers constantly receive ‘hot investment tips’ but it’s important not to react to the constant stream of information and noise, Jessica Schlosser writes.

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Life insurers to administer LIF pain relief

Life insurers to administer LIF pain relief

Almost 60 per cent of advice practices reported an uptick in profitability for the year to June 2017, 27 per cent were stable and close to 15 per cent recorded a decline in profitability, according to the 2017 Investment Trends Planner Risk Report. The research confirmed that life is challenging for advisers with insurance advice revenue down to 26 per cent of total revenue, compared to 32 per cent in 2015.

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