Clear Insights

Elective surgery and other potential IP exclusions

Elective surgery and other potential IP exclusions

The growing acceptance and popularity of elective and cosmetic surgeries including breast augmentations, rhinoplasty, knee replacements and laser eye surgery, requires advisers to be crystal clear on when an insurer will and won’t pay. Renee Hancock writes.

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Managing practice revenue

Protecting and managing risk revenue ahead of LIF

Upcoming changes to adviser remuneration under the Life Insurance Framework will have profound implications. Advisers must act quickly to diversify and grow their revenue or potentially suffer an immediate 20-33 per cent drop in cashflow from January 1, 2018. Jeffrey Scott details the changes, their likely impact and the options available to plug the revenue gap.

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Global investing

The risk of ignoring global markets

Australia represents just 2 per cent of the global equity universe so it’s imperative for investors and advisers to think global in order to build a truly diversified portfolio and capture the best opportunities around the world.

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Building wealth: The case for listed infrastructure

Building wealth: The case for listed infrastructure

Infrastructure like roads, rail, airports and utilities are part of our daily lives and drive global economic growth and productivity. As an asset class, infrastructure is uniquely positioned to perform in a wide range of market conditions, underpinned by regulated real assets with revenue linked to future inflation.

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