Account-based pensions

Instead of cashing out your super in retirement, you can take an income stream from your super in the form of an account based pension. Some of the benefits of account based pensions include:

no tax on the investment earnings;
pension payments are very tax effective;
you retain access to your capital in the event of unforeseen expenses or emergencies;
pension payments are treated favourably by Centrelink; and
benefits can be paid tax-free to dependents in the event of death.

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