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These questions and answers are for general information only and any general advice does not take into account your individual objectives, financial situation or needs (your 'personal circumstances'). It is not, nor is it intended to be, an investment recommendation, securities advice nor advice or a recommendation on any particular matter. Before using this information to decide to invest, you should consider the appropriateness of this information taking into account your personal circumstances. All information about taxation and Centrelink is based on our understanding, and the continuation of legislation current as at the date of the question. You should consult your professional adviser for advice in relation to your particular situation. While we have taken all care to ensure the information is accurate and reliable, to the extent the law permits we will not assume liability to any person for any error or omission however caused, nor responsibility for any loss or damage suffered by any person who either does or omits to do anything in reliance on the contents.